InvestEngine’s Game-Changing Move for Small Businesses
Picture this: your tiny startup’s savings are secretly being dipped in a hidden tax levy—looks like your money is being robbed right out from under you.
InvestEngine is stepping in to rescue those hard-earned pounds and redirect them into high‑yield ETFs, giving SMEs the same cash‑flow advantage giants usually enjoy.
Hidden Penalties: The Financial Black Hole
- £125 billion in SME savings stuck in standard current accounts.
- These accounts come with a silent “SME Savings Penalty.”
- Big banks reward large corporates with higher interest. Small businesses receive lower rates.
The numbers are staggering: the penalty drains over £7.5 billion each year from small‑scale operators.
Zero-Interest Nightmare
- Another £150 billion of SME deposits sit in accounts that earn no interest at all.
- That’s like parking your money in a parking lot that doesn’t pay you back.
What InvestEngine Offers
By funneling those funds into ETFs, InvestEngine helps SMEs:
- Unlock competitive returns.
- Reduce the impact of hidden penalties.
- Keep more of their money working for them.
Bottom Line
Small businesses no longer have to feel the sting of invisible fees. With InvestEngine’s ETF strategy, the financial landscape is leveling up—so those hidden penalties might finally get the passport they deserve (and the extra interest they could have earned).
Why Your Cash is Stuck in Boring Savings Accounts — and What to Do About It
In the UK, the cost‑of‑living crunch is squeezing SMEs tighter than a pair of skinny jeans. While you’re busy keeping the lights on and customers happy, the cash you’ve saved up is just… lingering. It’s sitting in a savings account that pays almost nothing and could even be siphoned off with those sneaky “hidden penalties” that nobody talked about until it was too late.
Enter InvestEngine: A Better Way to Grow Your Money
Think of it as giving your spare cash a shot at the stock market without all the headache. InvestEngine’s business accounts let you buy ETFs – those nifty baskets of securities that trade on the exchange and cover stocks, bonds, commodities, you name it.
- Lower risk than putting all your eggs in one basket.
- More diversification means you’re a lot better protected if one sector goes down.
- It’s a smart play for companies looking to grow over the long haul.
Real Voices, Real Gains
Ian Durrell, a former financial adviser turned SME boss, says, “I know a thing or two about how long‑term investing can make the bottom line stronger. I’m not about to let my company’s hard‑earned cash freeze in a savings account with zero interest. InvestEngine gives my business the same deal I get when I invest personally – diversification, peace of mind, and better returns.”
Start Small, But Think Big
Opening a business account is straightforward: you can get on board for as little as £100 on a managed or DIY basis. And the best part? No fees on the DIY side, and a tiny 0.25% fee on the managed side – a tidy bargain compared to others out there.
Don’t Let Hidden Penalties Bite
As Andrey Dobrynin, co‑founder and MD of InvestEngine, puts it: “Most SMEs just let surplus cash sit idly in a bank account, earning nothing and risking those hidden penalties. With our business account, you can invest in low‑risk, diversified securities, raising your potential returns while sidestepping those sneaky fees. It’s a financial boost that sticks for the long run.”
Catch the Full Scoop @2023 Business Show
Want to see how it all works? Swing by the 2023 Business Show at ExCel London on the 22nd and 23rd of November. No spoilers, just straight talk and a little bit of finance hip‑hop.
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