Avoid Surprises from Spanish Property Taxes

Owning a Spanish Home When You’re Not a Resident

Buying a second home in Spain can feel like a dream, but even if you spend most of the year abroad, the Spanish tax office still requires you to meet annual obligations. If you ignore them, you can face fines, interest, or unwanted surprises when you finally decide to sell.

Three Must‑Know Taxes for Non‑Resident Owners

Imputed Income Tax – Spain assumes an unused second home could be rented, so every non‑resident owner must declare a notional rental value each year. File the Modelo 210 by 31 December and avoid monthly penalties.
Rental Income Tax – If you rent out your property, you must declare those earnings. Since 2024, non‑residents file one Modelo 210 between 1–20 January for the previous year’s income. EU/EEA owners pay 19% on net income after deductions; non‑EU residents (like most UK expats) pay 24% on gross rental income with no deductions.
Capital Gains Tax – Selling your home? Any profit between purchase and sale is taxable. Non‑residents submit a Modelo 210 within four months of the sale and pay a flat 19% for both EU/EEA and non‑EU residents. Buyers also withhold 3% of the sale price at closing as a prepayment, so plan ahead.

A Stress‑Free Solution with IberianTax

If this sounds confusing, you’re not alone. IberianTax offers a fully online service tailored to non‑resident owners:

File anytime – no waiting until December
Speedy – complete your Modelo 210 in minutes
Affordable – prices start from just €34.95 (VAT included)
Multilingual help – English, German & French support
Secure – approved by the Spanish Tax Office
Automated reminders – keep you on track

December is busy: festive plans, travel, year‑end deadlines. Adding complicated tax paperwork to the mix can trigger panic. By filing your Modelo 210 as soon as you can, you free yourself from last‑minute scramble. Tick it off your to‑do list and enjoy the rest of the year worry‑free!