Older Drivers Paying a Hefty Price for UK Car Insurance – Which Regions Are the Crankiest?
Big news from Quotezone.co.uk says that you need to watch your wallet, especially if you’re over 65 and have a car. A recent analyse found that the cost of insuring your vehicle can be up to 63 % higher in some parts of the country compared with others. That’s a serious bump‑up for anyone on a pension.
Where the Premiums Are the Highest
- London – £659 per year (the top spot).
- West Midlands – premiums climbing fast.
- North West England – another hot‑spot for costs.
Where It’s Cheapest for Older Drivers
- Wales – just over £400, a sweet spot for seniors.
What the Numbers Tell Us
On average across the UK, older drivers pay around £478 a year – up from £334 a year just 12 months ago. That’s an extra £144 you’re suddenly footing.
Greg Wilson, the CEO of Quotezone, pointed out that most seniors rely on steady pensions. With rising energy bills and grocery prices, the higher insurance costs are a real strain.
It’s Not Just About the Premiums
Even though older drivers usually have lower rates compared to the general UK average of £956, they’re also dealing with:
- Unpredictable fuel prices.
- Time‑and‑again pricey repairs.
- Maintenance costs that keep popping up.
How to Keep Your Coins in Your Pocket
Don’t let your policy auto‑renew blindly—think twice!
- Swap carriers if you’re not getting a good deal.
- Use comparison tools; they can help you jump from one provider to another for real savings.
With a little proactivity, older drivers can keep driving without making their bank accounts feel the sting.
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